Issues Arising From
Electronic Payment Mechanisms

Roger Clarke

Principal, Xamax Consultancy Pty Ltd, Canberra

Visiting Fellow, Department of Computer Science, Australian National University

Version of 26 December 1995

© Xamax Consultancy Pty Ltd, 1995

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The Introduction to the topic suggests that considerable research is needed into electronic payment mechanisms and their impacts and implications.

What sorts of issues arise? This document's purpose is to identify the dimensions, and some of the specific matters needing attention.

The issues are organised under the following headings:

To provide feedback, please email to the convenor, Roger Clarke, using the subject heading EPM (to ensure that my email filter places it in the right in-tray).

User Needs and Product Features

Corporate Processes and Structures

Corporate Strategy

Industry Sector Processes and Structures



Social Processes and Structures

Political Governance


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Created: 26 December 1995

Last Amended: 20 November 1997

These community service pages are a joint offering of the Australian National University (which provides the infrastructure), and Roger Clarke (who provides the content).
The Australian National University
Visiting Fellow, Faculty of
Engineering and Information Technology,
Information Sciences Building Room 211
Xamax Consultancy Pty Ltd, ACN: 002 360 456
78 Sidaway St
Chapman ACT 2611 AUSTRALIA
Tel: +61 6 288 6916 Fax: +61 6 288 1472